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Guide to Shop Kitchen Cupboard Set in Digah House Company

Guide to Shop Kitchen Cupboard Set in Digah House Company

2021-05-26
Digah Company
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On this page, you can find quality content focused on kitchen cupboard set. You can also get the latest products and articles that are related to kitchen cupboard set for free. If you have any questions or want to get more information on kitchen cupboard set, please feel free to contact us.

During the production of kitchen cupboard set, Guangzhou House Empire Construction&Furnishing Co.,Ltd adopts a strict monitoring process to ensure the quality of raw materials. We purchase raw materials according to our own production standards. When they arrive at the factory, we take great care of processing. For instance, we ask our quality inspectors to check every batch of material and make records, ensuring that all defective materials are eliminated before mass production.Digah Company products help the company harvest considerable revenues. The excellent stability and exquisite design of the products surprise the customers from the domestic market. They get increasing website traffic as customers find them cost-effective. It results in an increase in sales of products. They also attract customers from overseas market. They are ready to lead the industry.Since we tap into the global market, kitchen cupboard set finds its place. With our business developed, we are prone to minimize MOQ at Digah Company to meet customers' requirements. Sample and shipment services are also provided.
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Yingweiteng, Liu Jidong: Frequency Converter Technology Leads the High-end Market
Yingweiteng, Liu Jidong: Frequency Converter Technology Leads the High-end Market
In recent years, there have been changes in the field of domestic frequency converters. On the one hand, due to the expanding demand of market segments and the breaking of the monopoly ice of multinational enterprises in this field, domestic frequency converter manufacturers have sprung up in the market. On the other hand, new enterprises have various uncertainties in theory.Objectively, some domestic enterprises lack in-depth consideration of their own long-term development, resulting in uneven product quality and mixed market brands, which makes users confused. However, when the waves wash away the sand, gold always shines. Yingweiteng, the leading enterprise of domestic frequency converter, has made a strong voice of local enterprises in the industry and set an example in the industry. Previous industrial fairs have been the stage for many well-known enterprises at home and abroad to show their strengths. At this year's industrial fair, our reporter also took this exhibition platform to communicate with Mr. Liu Jidong, director and deputy general manager of yingweiteng.Technology leading force high-end marketGoodrive300 frequency converter launched by NVIDIA this year shows a series of key technologies of NVIDIA, including speed sensorless vector control technology of permanent magnet synchronous motor, static self-learning technology of permanent magnet synchronous motor, static self-learning technology of asynchronous motor, V / F low-frequency oscillation suppression technology, V / f dynamic torque promotion technology and PROFIBUS and Ethernet communication technology.In this regard, Mr. Liu Jidong's interpretation appears modest and cautious. He pointed out: "Although domestic inverter enterprises are developing at a high speed, they are still in the initial stage compared with international brands. Enterprises such as NVIDIA have to gradually come out through bit by bit accumulation. As for a series of technological breakthroughs, it is the characteristic application of NVIDIA in different industries that summarizes the technical gap between domestic inverter and foreign advanced brands, makes long-term exploration and organizes resources Finally, it broke the technological monopoly of foreign enterprises and filled the technological gap of domestic enterprises. " "At present, the products launched by NVIDIA are basically at the same level as the corresponding products of foreign well-known brands. For example, the static self-learning function of NVIDIA frequency converter is a technology that brings great convenience to customers' application in equipment commissioning. Few domestic enterprises can do it, and even the product effect of previous versions of NVIDIA is still not perfect. In this link, NVIDIA Weiteng's newly released goodrive300 product has overcome various technical difficulties and achieved breakthroughs, and these achievements are gradually accumulated, "Mr. Liu Jidong said to the point.Firm faith to build the NVIDIA modelReferring to several acquisition cases in the domestic frequency converter industry, Mr. Liu Jidong said: "It may not be good to be acquired, and it may not be bad to refuse M & A. There are obvious differences in the development path between NVIDIA and other well-known domestic frequency converter manufacturers. For example, some domestic frequency converter brands that entered this market earlier have experienced a relatively brilliant period. However, the path chosen by everyone is different. NVIDIA was officially established in 2002, and it is not too early to start At present, it has been listed in China, and the company's business is in a period of rapid development. For the key to the success of yingweiteng, I summarize it into three points: the first is the sharing mechanism, the second is to pay attention to R & D investment, and the third is the establishment of an appropriate sales model. "At the beginning of its establishment, yingweiteng was also a small-scale operation of the original ecology, but its founder's courage, respect for talents and strong desire and pursuit to attract talents have attracted countless excellent talents to join yingweiteng continuously, which is the biggest reason for yingweiteng's rapid rise. Mr. Liu Jidong said that its so-called successful enterprise mechanism is sharing and making people eager to be in the inverter industry Those who have made some achievements can join the stage of NVIDIA and realize themselves.It is this sharing culture that permeates into the enterprise construction of NVIDIA and creates the strong cohesion and creativity of NVIDIA today. Will a good company be acquired? Liu Jidong does not avoid this problem. He revealed to reporters that opportunities have indeed appeared, especially in 2006 and 2007. Moreover, some quotations were attractive enough at that time. But in the end Yingweiteng has walked out of its own way, and faith has played a role.The founders of inveterate hope to realize themselves and achieve a career. Cash out is obviously not the first choice under this concept. It is also because of this belief that inveterate has maintained independent operation and rapid development today.Unity of knowledge and practice to promote enterprise developmentMr. Liu Jidong said that inveterate is now in a stage of climbing to a higher level. While taking a long and far view and entering the high-end market, it should also pay more attention to consolidating its advantages in the middle and low-end market. Inveterate emphasizes active service, and its growing technical support service team also provides a practical basis for this concept. Emphasizing service will involve customer satisfaction The demand for manufactured products, especially in areas with high technical requirements, is often difficult or unwilling to respond by many other brands.Yingweiteng resolutely seized this opportunity. With its strong strength in technology and R & D, yingweiteng can decisively innovate in cooperation projects with Hong Kong Machinery, metallurgy and other industries, provide products that meet customers' real needs, and establish its own competitive advantage. It is this rapid response to customers' needs that provides yingweiteng with a competitive advantage in metallurgy, ports, elevators and machine tools, Energy and other fields have won many major business opportunities.Inveterate's vision is to become the world's leading and respected supplier of products and services in the fields of electrical transmission, industrial control and new energy. This vision is obviously much broader than that of frequency converters. Therefore, inveterate's layout is in full swing, and relevant new product lines or commercial mergers and acquisitions are still continuing.Liu Jidong said: "there is a saying that 'when a train gets on the track, it can run by itself'. It should be said that yingweiteng has entered a benign and basically a track of rapid development. Then, it is difficult for yingweiteng to stop if it maintains a high growth rate." However, Liu Jidong also objectively said that there must be many problems in the rapid development of enterprises, such as human resources and management system construction, which may produce many new problems. However, "under the guidance of the company's medium and long-term planning, we will practice while playing, or improve while playing." Mr. Liu Jidong told reporters optimistically.Obviously, in the field of frequency converter, inverton has always been practicing true knowledge and integrating knowledge with practice. As long as it adheres to the company's philosophy and spirit, all problems encountered will be solved.
New Players Added to Domestic Intelligent Computing Chip Track
New Players Added to Domestic Intelligent Computing Chip Track
Domestic intelligent computing chip enterprise "houmo intelligence" (Nanjing houmo Intelligent Technology Co., Ltd.) has completed tens of millions of dollars of angel round financing. This round of financing is led by Sequoia Capital China fund, followed by Jingwei China, Lenovo venture capital, Hony venture capital, IMO venture capital and other capital.It is reported that houmo intelligence was established at the end of 2020, focusing on the creation of original new intelligent computing chips and integrated software and hardware platforms. Houmo intelligence focuses on memory computing integrated technology and storage technology, and is committed to breaking through the bottleneck of Intelligent Computing chip performance and power consumption, so as to accelerate the inclusive implementation of artificial intelligence. The high-energy efficiency chips and solutions with high computing power and low power consumption can be applied to large edge terminals such as pan robots / unmanned cars, as well as cloud reasoning and training.The completion of financing by houmo intelligent means that a new player will be added to the hot domestic chip track. Looking back on the whole 2020, the chip industry also has continuous financing.According to the investment and financing report of China's chip semiconductor brands in recent ten years released by enterprise investigation big data research institute, in 2020, 458 investment and financing events occurred in domestic chip semiconductors, involving 392 enterprises, with a total financing amount of 109.769 billion yuan.Nowadays, chip semiconductor has become a crowded track.For domestic chip enterprises, it may be one of the optional paths to stand out from many industry players, find a new computing paradigm, and catch up with and surpass giants in new segments.01. Cloud, edge and end are in urgent need, and energy-efficient chips have become a breakthrough for domestic chipsIn 2020, the United States cut off the supply of Huawei's chips and imposed sanctions on SMIC, making chip localization a science and technology topic of national concern.Data show that China accounts for one third of the global chip market and is the world's largest chip importer, with an annual chip import value of more than 200 billion yuan. Among them, a considerable part comes from the United States. Although the market share has decreased year by year, the United States still controls 50% of the global chip market.Today, American enterprises are still the industry leader in the traditional chip market for PC, mobile phone, server and other hardware. However, in the emerging segment of Intelligent Computing chip, the power of Chinese chip players is rising.At present, Huawei Hisilicon, Cambrian, horizon and other enterprises have completed the flow of a variety of chips and put them into the market. The industry's market expectation for domestic chips has also turned to occupation and Transcendence in subdivided fields.At the same time, domestic intelligent computing chip manufacturers are also constantly looking for new breakthroughs. High power efficiency chip with large computing power and low power consumption is one of them.With the gradual commercialization of artificial intelligence and the continuous upgrading of 5g and Internet of things technologies, there will be more and more intelligent devices equipped with complex AI capabilities. These devices have a high demand for computing power, but limited by power supply, endurance and other problems, the existing intelligent computing chips and computing platforms are difficult to meet their needs.For example, the common unmanned cargo robot in modern logistics center needs to do real-time Perception Analysis and calculation through cameras and various sensors. Traditional chips can not meet the computing power needs of such devices, and using large computing power chips can not give consideration to power supply and endurance. The contradiction between computing power and power consumption directly limits the intelligence of the equipment.In fact, not only at the edge, AI computing in the cloud also urgently needs AI solutions with large computing power and low power consumption.At present, the demand for Intelligent Computing in most cloud computing centers is increasing, and the high power consumption and price brought by the high computing power of mainstream intelligent computing chips on the market (NVIDIA Tesla series GPU) are also very "moving", which has also become a dilemma perplexing cloud computing centers. At the same time, the high power consumption of the existing intelligent computing chip also brings great challenges to the computing density, heat dissipation and cooling system of the server.02. How to have both high computing power and low power consumption?In the chip industry, the traditional view is that large computing power and low power consumption can not have both.Take the automatic driving scenario as an example. At present, the industry generally believes that the computing power of the vehicle computing platform should reach at least 1000 TOPS to achieve the highest level of L5 automatic driving. At the GTC 2020 conference, NVIDIA once demonstrated the robotaxi computing platform with up to 2000 tops, and its power consumption reached an amazing 800W.The high-power computing platform not only reduces the endurance of the vehicle, but also brings great challenges to automobile design links such as heat dissipation. It has always been the common pursuit of the chip industry to make the chip have both high computing power and low power consumption and achieve high performance.The "compute in memory" (also often translated as "in memory computing") technology is regarded as an effective technical means to solve the chip performance bottleneck and improve the energy efficiency ratio.Wu Qiang, founder of houmo intelligence, told 36 krypton that at present, compared with more cutting-edge technologies such as quantum computing, the integration of storage and computing is in a critical period of migration from academia to industry. The chip equipped with memory computing technology is expected to increase the computing power of the chip per watt by 5-10 times.What is the integration of storage and computing called "black technology"? The story starts in 1946.In that year, von Neumann, the father of computer, designed the world's first modern computer - EDVAC. On this computer, von Neumann laid two theoretical foundations for the computer industry - the design mode of separating binary operation from memory and calculator, and the "von architecture" was born.Since then, Feng's architecture has dominated the computer industry. However, in the history of computer development, the chip as a calculator has developed rapidly, while the reading and writing speed of memory has increased slowly. Especially on the AI computing platform, the speed of memory data access can not keep up with the speed of data processing, which leads to the problem of "storage wall" becoming more and more serious, which has also become the constraint of the whole computing platform.If the chip is imagined as a production workshop in a factory, the memory is a warehouse for stacking production raw materials. People come and go between the workshop and the warehouse, which is bound to waste a lot of resources. The memory computing integration technology integrates the memory and calculator on the same module, breaking the "storage wall", which can directly and greatly reduce the chip power consumption."The integrated storage and computing architecture is a subversive system, which is expected to break the bottleneck of traditional computing power and make the chip more suitable for all kinds of Intelligent Computing scenarios at the edge and in the cloud." Chen Erdong, partner of IMO venture capital, a smart investor of houmo, told 36 krypton.To some extent, the integration of storage and computing technology breaks the traditional von Neumann architecture, which also means that the AI industry has ushered in a new upgrade.In the AI industry, algorithms, data and computing power have always been regarded as the three basic elements of the industry. In the past, these three elements were separated from each other - the algorithm stayed at the software level; Data is stored in memory; The computing power mostly depends on GPU chip.In recent years, there are more and more special chips for Intelligent Computing in the AI industry. Most of them adopt the form of FPGA or ASIC, which are customized or optimized for specific AI algorithms. This means that in the AI industry, the two elements of algorithm and computing power begin to integrate.Now, the emergence of memory computing integrated chip also means that data has begun to be integrated into the chip. The relationship among algorithm, data and computing power is also closer.In the field of integrated memory and computing technology, houmo intelligence has selected the implementation path of core technologies based on SRAM / RRAM to achieve the balance between read-write performance, power consumption, erasability, cost and process maturity. In order to ensure the chip landing as soon as possible, houmo intelligence has also established a star level founding team.In the founding team, founder Wu Qiang is the former CTO of horizon. In his early years, he worked for Intel, AMD and Facebook. Wu Qiang's doctoral thesis in Princeton University, namely, high energy efficiency ratio computing chip and compiler, won the best paper of the year at the computer architecture summit conference micro. He worked in AMD and Facebook successively. After returning to China, he joined horizon as CTO. He has accumulated profound experience in architecture and software, and has a deep understanding and engineering practice of edge and cloud application scenarios.In addition, there are many core members from Penn State University, National University of Singapore, University of California, Tsinghua University, Peking University, University of Electronic Science and technology and other well-known universities at home and abroad, as well as front-line chip enterprises such as AMD, NVIDIA, Huawei hisilic and horizon. The team members have nearly 15 years of research accumulation in the direction of advanced memory devices and memory computing integration technology, and have won the edaa Excellent Doctoral Thesis Award and the "international best young scholar" at the International Microelectronic solid state device conference ", the results were published at the international chip top academic conference ISSCC, ISCA, hpca, etc. the team members have nearly 20 years of experience in high-performance CPU / FPGA / ASIC chip core design and mass production, and have led the design and delivery of many world-class chips (0.18um-6nm), including GPU, CPU, high-performance vehicle specification AI chips, etc."This founding team gathered in academia and industry makes houmo intelligent not only have core technology advantages, but also quickly realize chip streaming, mass production and commercial realization. This has also become the core technology advantages of houmo intelligent," said he Zhiqiang, senior vice president of Lenovo Group and President of Lenovo venture capital group.03. Who will stand out among domestic intelligent computing chips?From the "sandpaper core making" in the early years to the flourishing of domestic chips, China's chip industry is ushering in an unprecedented spring.Wu Qiang told 36 krypton: "the current domestic chip industry can be compared with the Internet in 1999." the soil for chip entrepreneurship in China is also solid enough. China not only has the political appeal and public voice of chip autonomy, but also has the talent and technology reserves accumulated over more than ten years. "Therefore, in the past two years, more and more Chinese chip enterprises have gone beyond simple application chips and began to design high complexity computing chips."The outbreak of China's chip industry, especially the AI chip industry, is inevitable. The report released by AI media consulting in September 2020 points out that the global AI chip market will be US $11 billion in 2019; by 2025, this figure is expected to reach US $72.6 billion, with an average annual compound growth rate of 93.3%.China is the largest AI chip market in the world. According to the above report data, the scale of China's AI chip market will be about 11.55 billion yuan in 2019 and 133.88 billion yuan in 2023. Cloud computing, intelligent security and robots will become the main landing markets of AI chips.Such a large market will naturally accommodate a large number of new players. In the future, what characteristics of chip manufacturers can stand out? Wang Huadong, a partner of Jingwei China, an investor of houmo intelligence, points out that there are two main winning opportunities in the future: one is to make subversive products in a specific field with new technology; the other is to form the most powerful team to make the same achievements of foreign enterprises And other products with higher computing power, and then Mozi energy is a combination of the two.
Creating the User Journey  Map of Screens As Core UX Design Practice  ItCraft Blog
Creating the User Journey Map of Screens As Core UX Design Practice ItCraft Blog
Mapping out of apps screens is one of the core activities in UX design. A screen map is useful far beyond the design process and makes for a valuable asset throughout the development.User Journey the road to be taken within the app to do what you want to do, requires a proper map. The better the map, the more enjoyable the Journey.What is a screen map?A screen map is a diagram showing individual application screens, their location (hierarchy) and interrelationships.Why make screen maps?The map allows you to visualize how many screens the app will have and show the relations between them. It is invaluable in estimating the workload for the UX / UI design process.How is a screen map made?Screen maps can be created using virtually any sketching tool. From good old pen and paper all the way to graphics software like Adobe Photoshop or diagram creators like draw. io or Whimsical whats important is that the map is easily and quickly edited, and is clear and legible to designers, developers and clients alike.Turning user stories into a journey mapIndividual User stories are sorted into groups to be included in specific screens of the application. Next, the screens are marked on the map to reflect the hierarchy between them and to visualize actions (transitions) performed by the user. Examples of screen mapsThe first example of a screen map is one we made for Truckersky, itCraft-created mobile solution for truck drivers.Another example is the product of our UX/UI workshops for a scooter sharing app.What is a User Flow?User flow is a diagram showing the path(s) a User can take in the application. It visualizes the decision making moments and presents all use-case scenarios. The User Flow is helpful in analyzing the ways Users reach their intended destinations or achieve particular goals.User Flow roleDesigning User Flows allows us to adjust and perfect the operation of the app and avoid flaws in interaction between Users and the software. We are able to identify the Pain points of the system and improve the process well ahead of development.What is a low-fi wireframe?Low-fi (low fidelity) Wireframes are a simplified view of the structure of the application screens. The screens are usua presented in grayscale and without details. Instead of a detailed design, our goal here is to plan appropriate distribution of key UI elements, and their hierarchy. The screens propositions should be easy to draw, edit and copied. Low-fi wireframes creation should be a quick process of establishing a base for team discussion, adjustments and clarification of requirements. They can be prepared on a piece of paper or in a dedicated program such as: Sketch, Proto.io, UXPin, Axure, Balsamiq. The choice of tools is up to you.What is a high-fi wireframe?High fidelity wireframes expand the low-fi version by refined, platform specific UI elements (iOS, Android, Windows), content and graphics reflecting future appearance of the application.low-fi to high-fi wireframesThe main difference between these two wireframes is the level of detail. The low-fi wireframes focus on the general appearance of the main functionalities, without detailing of particular elements, content or pictures using placeholders instead.Low-fidelity wireframes are not a reflection of the final look of the app. They present the general idea and vision of the application, and need to be made as quickly as possible. They help in discussions with the team and the client in the conceptual process, when determining the scope of work required.In high-fidelity wireframes, we refine the low-fi screens. Hi-fi is more labor-intensive, as we need a higher level of detail shapes, content, UI elements, the screen composition and relations between them all must now closely reflect the final look of the app. High-fidelity wireframes are a more sophisticated representation of what the applications final look.When designing an application interface the UI for either Android or iOS, you should always keep in mind the differences in appearance between platforms. Some elements of iOS, Android UI differ significantly in both looks and the way they work. Buttons, date pickers, text fields, notifications are all designed differently. The makers of mobile systems Apple and Google provide complete design guidelines on their websites, as well as ready-to-download components.To simplify the design process and save time, we dont usually create new elements from scratch. Designers often use ready-made UI kits and libraries. They contain ready-made elements that can be imported into projects and customized according to needs. Depending on whether you are designing a low or hi-fi wireframe, a variety of UI Kits are available for both iOS or Android platforms. SummaryEstablishing a good base for the UI/UX design benefits your mobile app development in many ways:The customer saves time and resources (quick way to verify the product concept),A small number of specialists needed to start the process, which translates into lower costs,The client takes active part in the design and provides invaluable input on the functionality and appearance of the application,The client can verify that the application design is according to requirements and best practices,Faster application development time the team will have a clear picture of how the application is supposed to work and look,Ability to test the application early in the production process. A clickable prototype lets you experience the operational functionalities of the app before programming starts,Flexibility of the design process changes and adjustments can be done quickly and without the need of engaging developers work.Originally published at com on September 12, 2019. Read this story later in Journal. Wake up every Sunday morning to the weeks most noteworthy stories in Tech waiting in your inbox. Read the Noteworthy in Tech newsletter
2005 Pittsburgh SteelersIndianapolis Colts Playoff Game
2005 Pittsburgh SteelersIndianapolis Colts Playoff Game
2005 Pittsburgh Steelers–Indianapolis Colts playoff gameThe 2005 Pittsburgh Steelers-Indianapolis Colts playoff game was a National Football League Divisional Round playoff game between the sixth-seeded Pittsburgh Steelers and the top-seeded Indianapolis Colts, taking place during the 2005-06 NFL playoffs at the RCA Dome in Indianapolis, Indiana on January 15, 2006. Although memorable for other reasons, the game is best remembered for a late-game fumble by Steelers running back Jerome Bettis just as the Steelers appeared to have the game won, which would be recovered by the Colts Nick Harper and returned near midfield until Ben Roethlisberger made a shoestring tackle to prevent what would have been a game-winning touchdown for the Colts. The play, which would become known both as The Immaculate Redemption (as a play on the earlier Immaculate Reception that the Steelers were on the winning side of) and The Tackle (not to be confused with an earlier play during Super Bowl XXXIV), has since entered Pittsburgh sports lore, and while initially appearing to be fatal helped the Steelers pull off an upset victory over the Colts, becoming the first-ever number six seed to advance to the AFC Championship Game (or NFC for that matter) en-route to the team's victory in Super Bowl XL, its first Super Bowl victory in 26 years. It would also mark changes to the Colts organization that would result in its first Super Bowl victory since moving to Indianapolis in 1984 only one year later. The game has been featured on NFL Films Game of the Week, and is often marked as one of the greatest NFL games of all-time, as well as one of the biggest upsets in NFL history.— — — — — —1981 Baltimore Colts seasonThe 1981 Baltimore Colts season was the 29th season for the team in the National Football League (NFL). The Colts finished the NFL's 1981 season with a record of 2 wins and 14 losses, tied for fourth in the AFC East division with the New England Patriots, and also tied for the second worst record in the league. However, the Colts finished ahead of New England in the AFC East based on head-to-head sweep (2-0). The victories over New England occurred on the first and last games of the season; Baltimore lost 14 games in between victories. They also won the two games by a combined 3 points, winning 29-28 the first time, and 23-21 the second time. The Colts' defense had one of the worst seasons in NFL history, setting records for points (533) and yards (6,793) allowed. (The yardage record was later surpassed by the 2012 New Orleans Saints, who allowed 7,042.) The Colts gave up more than twice as many points as they scored (259). Conversely, the Patriots, with whom they were tied in the AFC East, only gave up 48 more points than they scored. The Colts' pass defense surrendered a staggering 8.19 yards-per-dropback, the most surrendered by any team in NFL history. The Colts' -274 point differential (points scored vs. points allowed) is the second-worst since the 1970 merger, second only to the 1976 expansion Tampa Bay Buccaneers, who finished 0-14 (ironically, the next year's Colts team went winless as well). The 1981 Colts are the first of only two NFL teams since 1940 to suffer eleven losses in a season during which they never had a lead.[note The Colts allowed 40 points in 4 separate games during the season, which is still an NFL record. The season included a bizarre incident in which, during the Colts' 38-13 loss to the Philadelphia Eagles on November 15, team owner Bob Irsay called plays from the coaches' booth. Quarterback Bert Jones told Sports Illustrated in 1986:. [Irsay] could not have told you how many players there were on the field, never mind what plays we had. All he was trying to do was embarrass the coaches and the players. When he told me to run, I threw. When he told me to throw left, I ran right.— — — — — —1955 Baltimore Colts seasonThe 1955 Baltimore Colts season was the third season for the team in the National Football League. The Baltimore Colts finished the National Football League's 1955 season with a record of 5 wins, 6 losses and 1 tie and finished fourth in the Western Conference
Rising Rates Blog Series: the Double Appeal of Short-maturity Bonds
Rising Rates Blog Series: the Double Appeal of Short-maturity Bonds
As yields increase, short-maturity bond funds can offer both higher income potential and a cushion against interest rate risk. Karen explains the mechanics, in part three of her Rising Rates series.One of the ways to navigate a rising rate environment is to reduce your exposure to bonds with greater levels of interest rate risk. For many investors, this means moving toward short-maturity bonds. In exchange for lower risk, these issues typically generate lower income than longer-maturity bonds.The current market environment is unusual, however. A flatter yield curve means that short bonds are providing similar income to their longer-maturity counterpartswhile still reducing interest rate risk.Investors wanting to gain exposure to short-maturity bonds often do so through bond exchange traded funds (ETFs) or mutual funds, which typically hold a diversified portfolio of bonds with maturities less than five years.Perpetual bond ladderFixed-rate short-maturity bond funds tend to act like a perpetual bond ladder, especially if the fund is an index fund with a defined maturity range, such as 1- to 3-year or 1- to 5-year. The funds portfolio manager rebalances the fund monthly, removing bonds at the low end of the maturity range and adding ones at the higher end. Over time, the portfolio adjusts to the new yield environment; as yields rise, the income increases on the portfolio.Learn more about different ways investors use bond ETFs. Bond income can help offset price shocksThe U.S. Federal Reserve has ended its zero interest-rate policy. It hiked its Fed Funds target rate seven times since December 2015, from 0%-0. 25% to 1. 75%-2. 00% by June 2018. These rate increases are good news for savers as they are getting more yield on their savings. While prices on bonds have fallen over that time, rising yields have in certain cases offset those losses. (Bond prices and yields move in opposite directions. )Too often, investors focus on the price return and forget about the INCOME portion of return in fixed income. The chart below shows the performance of various short-maturity bond indexes, which were analyzed to see how much of the total return came from bond price changes and how much came from income as rates rose.Note that ultra-short bonds, represented by 1- to 12-month US Treasury bills (T-bills), had very little price movement while increasing the income contribution over this time period. Fixed-rate short-maturity sectors like U.S. Treasuries and credit with 13 years to maturity both had prices losses, but increased their income as rates went up. The clear winner over this period was floating rate notes, which had positive returns for both price and income. Index performance is for illustrative purposes only. Index performance does not reflect any management fees, transaction costs or expenses. Indexes are un-managed and one cannot invest directly in an index. Past performance does not guarantee future results.Match maturities to objectivesThe choice between ultra-short, short-term or floating rate bonds depends on your holding period and investment objectives. For a very short-term holding period, consider sticking to high-quality ultra-short maturities, such as less than one year. If you have a longer holding period (over 12 months), short-maturity fixed-rate bond ETFs can provide more income potential during rising rate periods if you can tolerate the price changes over the period.Exchange traded funds like iShares Short Treasury Bond ETF (SHV), iShares 13 Year Treasury Bond ETF (SHY) and iShares Short-term Corporate Bond ETF (IGSB) can provide investment options for those looking for exposure to short-maturity bonds.Karen Schenone, CFA, is a Fixed Income Product Strategist within BlackRocks Global Fixed Income Group and a regular contributor to The Blog. Carefully consider the Funds investment objectives, risk factors, and charges and expenses before investing. This and other information can be found in the Funds prospectuses or, if available, the summary prospectuses which may be obtained by visiting or Read the prospectus carefully before investing. Investing involves risk, including possible loss of principal.Fixed income risks include interest-rate and credit risk. Typically, when interest rates rise, there is a corresponding decline in bond values. Credit risk refers to the possibility that the bond issuer will not be able to make principal and interest payments.Securities with floating or variable interest rates may decline in value if their coupon rates do not keep pace with comparable market interest rates. The Funds income may decline when interest rates fall because most of the debt instruments held by the Fund will have floating or variable rates. An investment in the Fund is not insured or guaranteed by the Federal Deposit Insurance Corporation or any other government agency and its return and yield will fluctuate with market conditions.When comparing stocks or bonds and iShares Funds, it should be remembered that management fees associated with fund investments, like iShares Funds, are not borne by investors in individual stocks or bonds. Buying and selling shares of iShares Funds will result in brokerage commissions. Diversification and asset allocation may not protect against market risk or loss of principal.There can be no assurance that an active trading market for shares of an ETF will develop or be maintained.Transactions in shares of ETFs will result in brokerage commissions and will generate tax consequences. All regulated investment companies are obliged to distribute portfolio gains to shareholders.An investment in fixed income funds is not equivalent to and involves risks not associated with an investment in cash. The Funds are distributed by BlackRock Investments, LLC (together with its affiliates, BlackRock). The iShares Funds are not sponsored, endorsed, issued, sold or promoted by Barclays or Bloomberg Finance L.P., nor do these companies make any representation regarding the advisability of investing in the Funds. BlackRock is not affiliated with the companies listed above. This material is not intended to be relied upon as a forecast, research or investment advice, and is not a recommendation, offer or solicitation to buy or sell any securities or to adopt any investment strategy. The opinions expressed are as of July 2018 and may change as subsequent conditions vary. The information and opinions contained in this post are derived from proprietary and nonproprietary sources deemed by BlackRock to be reliable, are not necessarily all-inclusive and are not guaranteed as to accuracy. As such, no warranty of accuracy or reliability is given and no responsibility arising in any other way for errors and omissions (including responsibility to any person by reason of negligence) is accepted by BlackRock, its officers, employees or agents. This post may contain forward-looking information that is not purely historical in nature. Such information may include, among other things, projections and forecasts. There is no guarantee that any forecasts made will come to pass. Reliance upon information in this post is at the sole discretion of the reader.2018 BlackRock. iSHARES and BLACKROCK are registered trademarks of BlackRock. All other marks are the property of their respective owners.ICR0818U-5520451828536Originally published at on August 28, 2018 RELATED QUESTION What's the meaning of Sia's Chandelier song? Before Chandelier, Sia was a singer with mediocre success. She was really struggling to push her career when she lost her partner to an accident. She got addicted to drugs, suffered depression and even wrote a suicide note. Drugs and alcohol were her only coping mechanisms. This song is about the time she was addicted to alcohol and drugs and her struggle to get out of it. In an interview, Sia said that she always knew she was a drinker and that she must stop, her guilt, shame is what the following lyrics suggest:- Sun is up, I'm a mess Gotta get out now, gotta run from this Here comes the shame, here comes the shame . but, out of peer pressure phones blowing up, they're ringing my door bells, I feel the love .she did not stop. 1,2,3 . 1,2,3 drink throw them back till I lose count The only time she could escape from reality was when she was high, under the influence of alcohol and drugs. She could be carefree, live like tomorrow didn't exist. I'm gonna swing from the chandelier, from the chandelier I'm gonna live like tomorrow doesn't exist Like it doesn't exist I'm gonna fly like a bird through the night Chandelier is ultimately a brutally honest tale of substance abuse. Sia wrote the song for Rihanna but I am so glad that she kept this one for herself.
Frequently Asked Questions (FAQs) for Tool Store Online
Frequently Asked Questions (FAQs) for Tool Store Online
1. Numbered stored procedures: introduction and deprecation?Looking at the SQL Server 2000 T-SQL help, there is no mention of deprecation so it seems numbered stored procedures were deprecated with the release SQL Server 2005. I don't recall numbered procs ever not being in the Microsoft SQL Server product on Windows so I'm pretty sure the feature stems from it's Sybase roots and is in the 4.21a Windows release. I can't speak to the OS/2 version since I dodged that bullet :-).------2. Run WSUS in an isolated serverYou cannot connect it to "the internet" due to unspecified security issues, but surely you can create a firewall rule allowing only the WSUS server to connect only to Microsoft Update servers, followed by an explicit deny any/any rule. If your colleagues/superiors believe that there is a reasonable argument against this, we would like to hear it------3. Cracking CISCO ASA Passwords8Ry2YjIyt7RRXU24 encrypted key is default but for cli it mean there is nothing set / no password. I guess that you are trying to access asa via cli.Just use enable command & press enter and you should be able to loginI have not come across any tool (especially free tool) that can help break MD5 hash. I'd love to know if you come across one.Hope it helps!AJ------4. How can I avoid clearing caches when CSS changes are made?Install AdvAgg, go to admin/config/development/performance/advagg and set "AdvAgg Cache Settings" to "Development"If you don't want to do that, go to admin/config/development/performance and uncheck "Aggregate and compress CSS files" as well as "Aggregate JavaScript files"Another option is to install the admin menu module. That has an option to just clear the css/js cache------5. Why are software recruiters relying on automated testing of technical skills? closedI took one of these when I got my last position (well several with a bunch of companies but only one with the company I went with). After I signed on my manager explained that their main use of the tests was as a starting of point for discussion, meaning that it complemented the CV.Having been aiding a bit in recuting I also feel that they are a great source of questions for an interview.------6. Can I delete my audio collection after syncing it with iTunes Match?iTunes Match is not a streaming solution but primarily a cloud storage for music/audio files. So yes, you can upload all your music to iTunes Match and delete it locally. But whenever you listen to a song it gets downloaded and stored locally again. There is nothing preventing you from deleting it again after listening of course------7. Creating a *Consistent* *Online* MySQL Backup with InnoDB AND MyISAM tablesSince it is cloud infrastructure and you can't do many things you can on dedicated server (like repartitioning/changing filesystems/using lvm), look for snapshot/backup solution from your cloud service provider.Quick googling pointed me to this:this, it might be the best solution for your problem.------8. Mac: what permissions are granted for allow the apps below to control your computer?Apps with access to the accessibility API are allowed to manipulate the UIs of other applications (presumably window tidy is using this to resize windows). This gives them the ability to inject events into other processes, and allows them do pretty much anything you can. They can also log all your keystrokes.Any unsandboxed app (most of them) can read all your files and make network calls.------9. Designing Butterworth filter in Matlab and obtaining filter a.b coefficients as integers for online Verilog HDL code generatorAs discussed it is best to use the sum of sections, that is break the higher-order filter into a cascaded 2nd order filters. The updated question has the SOS matrix. Using this code and an example here the Python object can be used to generate the individual sections.In matlabIn PythonAdditional information on fixed-point can be found here------10. Is Silverlight only for eye-candy, or does it have a use in business? closedOne good reason to learn Silverlight is that it will set you up for developing apps for the Windows Phone 7 platform. I can't offer you any hot tips on how to justify using Silverlight for a web project, but that's one more reason why it's a good idea for you to try to do so. :)------11. Track and replace a t-shirt design on a moving, distorted garmentMy god, this is practically the nightmare of any vfx-artist out there. Yes, it is possible - but at what price? You need to:This may sound straight-forward and manageable, but it is a hell lot of work. Make sure to really think about this before attempting it - maybe go out with your t-shirt design and shoot the scene yourself. You will probably save yourself a lot of nerves and money------12. Is there a Document scanning and archiving software?LogicalDOC Community could be used for this purpose.Allows you to catalog and tag many file types and has a built-in free OCR.One of the features that I really like about this package is the full-text search engine that can run natively language specific searches.There is a good documentation for installation on Ubuntu, which doesn't involve special difficulties------13. Managing design assets and modular templates for an appyou can use the layer comp option in photoshop.Using layer comps, you can create, manage, and view multiple versions of a layout in a single Photoshop file - basically, you can create steps of the behaviour for your layout using layer comps so anyone can access and understand the flow order.following is the link -------14. How to dump all the URLs opened in firefoxOff-topic, as I will try to show you that bookmarking is not that bad. All you need is a good name for a session that you save.When you right-click on the tabs, you can choose Bookmark All Tabs. Then a popup appears and you name the folder that will hold all the tabs.Restoring a session is also that easy. In the bookmarks find the session folder, right-click and choose Open All in Tabs------15. Magento Development Workflow: how to source control databases and update the live Magento installation from the Test magento installation?There are database tools such as Quest Software's (now Dell's) Toad for MySQL. This database management tool has data and structure comparison features which you can use to see changes between two databases. Just keep backups (or git commits) of the database versions you want to compare, and voila. There is even a script generator for bringing the two into sync------16. Big Integer Base Converter?So I found this calculating tool which might work for you.tried using it and I typed a lot of random digits and it could convert them.You could just copy and paste your number into the converter, but if the number is very large the number would go off the screen but you can scroll right to select and copy the new number.Requires no downloading.------17. I'm running Android 4.1.2; it includes known vulnerabilities. Installing a newer firmware image would take time and effort. Must I really do so?If you go the third-party route, consider installing a third-party firmware that you trust and can build from source code yourself if needed(CyanogenMod). Check that md5 hash ;)Also...consider buying something that comes with OEM unlock out of the box(Nexus, Dev devices, etc) if you want to stay updated in the future and not worry about as many vulnerabilities or third-party firmware compatibility issues------18. Separate hex keys vs. combined multi-tool for bike adjustments?You definitely need the multi-tool to take it with you on your rides. Most multi-tools also come with a flat- and cross-blade, which can come in handy.I'd only look at the separated set as an addition to multi-tool. Though, I don't see much of a reason to get them. Unless maybe when you do a lot of bicycle work - but then you should know better and wouldn't be really asking this question------19. Integrate pdf excel word viewer on a websiteFollowing on from Steve Barnes suggestion, JODReports sits on top of Open Office and Libre Office so can take a fair bit of the leg work out of driving Open Office / Libre Office via the API. The conversions are often surprisingly good, but you'd have to run some tests to determine if that works for your documents well enough------20. Cannot update, repair, or uninstall Visual Studio 2017OK, heres what finally worked. I extracted the full installer from the web installer. This took hours. I recommend using a wired network. And ran the setup program from that directory. It allowed me to uninstall (mostly) without error. It completed successfully, but the program Control Panel. At least, this time, I could completely and successfully uninstall from Control Panel------21. Glacier for personal backup: s3 or directly (or Nearline?)Google recently released Coldline which is even cheaper than Nearline and uses API same as Nearline and regular storage. Compared with Glacier it's same price ($0.007 GB/mo), flat cost for data retrieval ($0.05) and no check-in and check-out delays.As for partners supporting it check Coldline page:do not compare it to B2 as I know nothing about it.------22. Should we be regularly linking to online stores?No.A Sharpie is a brand, iirc. I asked around to some people and they had no idea what a Sharpie was. So I don't think it hurts to clarify.A way to get around it would be to add a description of what is being mentioned, but we can all search the internet. The exception would have to be product suggestions and showing examples. I wouldn't do this all the time, though.------23. App created in spreadsheet vs programming a full application - is there a middle ground? closedIf this was an Excel spreadsheet, I would not have hesitated and suggested Infopath. Not being familiar with Google doc's methods, but being familiar with people who build applications in Excel(Hear! Hear!), Infopath Acces/SQL Server express generally made it somewhat painless.If you the kind that likes text tutorials. . . If you prefer video tutorials . . .I wish you luck. This is an area in dire need of a solution!------24. Is there an opensource way of making 'streetview' panoramas?There was a presentation at last year's State of the Map conference in San Francisco by the founder of CustomStreetView, a site that lets you use streetview imagery for adding things to OpenStreetMap (Google's licensing strictly prohibits that). You can upload your own imagery to that site. The author is on StackExchange.Talking to him could give you some ideas!.------25. Microsoft Store and other apps such as Calc and Photos won't launch after Windows' updateI had this issue with several machines, some apps (calculator, sticky notes, gallery) from Microsoft Store were "marked" as corrupted.The simple way to fix is by deleting all keys in HKLMSOFTWAREMicrosoftWindowsCurrentVersionAppModelStateChangePackageListOr even the folderFrom a elevated command prompt "reg delete HKLMSOFTWAREMicrosoftWindowsCurrentVersionAppModelStateChangePackageList"RegardsBonifcio------26. How to set a dual-boot installation with two hard drives (SSD and HDD)Since there's already an existing installation of Windows on the drive, the Ubuntu installer will give you an option to install alongside it.Also, you can just install windows completely on the drive or use an existing windows install and Ubuntu can shrink the partition size, but I haven't tested this myself and usually shrink the partition from Windows------27. BuiltWith: Info about Content Management SystemYou can detect EE by couple parameters like form uniq for EE names/hidden inputs fields, category short names, page count segment, ACT segment or cookies prefix. Looks like BuiltWith is looking on cookies and if it see exp_ prefix (default EE prefix) - detected EE cookies prefix you can change in CP -> Amin -> Security & Privecy -> Cookie Settingsor in config.php------28. Hiding my personal documents from the IT department closedOne word:Steganographyplease read THIS page.When your IT department looks into your files for whatever reason, they will only see some pictures of family and friends and other innocent things (don't go wild, choosing pornographic images or offensive ones otherwise) and most probably gloss over them. It is a safe bet if you encrypt the files using something like a zip program, before burying them in the pictures.------29. Windows 10 TP Build ExpiredHave spoken to Microsoft, installing Windows10TP is a "Wrong Path" to getting Windows 10. The only option is to completely reinstall Windows 8.1 then follow the usual upgrade path. Otherwise, you must purchase Windows 10 to receive a valid product key. In other words, if you installed TP, you must reinstall the previous OS then follow the standard upgrade path------30. Buying a sim card in ItalyIn my experience, the best solution is to buy a Lebara or Lyca Mobile sim card. You can find them almost anywhere, they have decent websites and you can use them in a pay-as-you-go way. Usually big operators like TIM offer services designed for long-term users.To buy a new SIM, you just need a document with pic
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